It's not even April, but many of us already know that Uncle Sam is going to hand us a bill. About one in four tax returns have a balance due, according to the Internal Revenue Service. Jonnelle Marte from Smartmoney, tell us what to do if we are going to owe on April 18th.

Federal taxpayers can choose between swiping and putting the balance on a credit card, starting a payment plan with the IRS, and of course, just paying the bill in full.