Thinking of getting a car for one of your kids, or maybe a second car for the family?

Car insurance varies depending on a number of factors including where you live . . . your age . . . the amount of coverage . . . and the MAKE/KIND of car you're driving.

And a new study found the cheapest type of car to insure is . . . a MINIVAN.  They've got the lowest premiums, at an average of $154 a month nationally.

That's for an average plan, not bare bones.  And it's based on a single driver in their mid-30s, with a five-year-old car and no accidents.

Crossovers are the second cheapest type of car to insure at $159 a month.

Of course the model of the vehicle and year also factor into the equation.  According to the study Nissans, Hondas, and Toyotas are the cheapest to insure overall.  Conversely Lexus is the most expensive.

The cheapest car to insure? A 2014 Subaru.

You can read the complete list here.

(WalletHub)