Summer is a  black hole for unnecessary spending. Weddings, vacations, camps and bored kids are all reasons to spend money. Here are some ideas on how to approach the summer months in a budget-friendly way.

1. Free events. Street festivals, outdoor concerts, parades and other community events that are usually free to attend.

2.  Host your own garage sale. Or make it a block event.  You'll de-clutter the house AND hopefully make some money as well.

3.  Grill.  Cooking outdoors keeps the house cooler  You can make burgers, hotdogs pizza, kebabs, and even dessert like grilled peaches.

4.  Save your summer vacation until the last week of August.  Most families don't want to take a vacation right before school starts, so you might find travel bargains the last week of August.

(U.S. News & World Report)